Questions? Speak to one of our friendly representatives.
800.997.1670
All loans made by Cross River Bank, a New Jersey-Chartered Commercial Bank, Member Federal Deposit Insurance Corporation (FDIC).
Disclaimer: Advertised rates and terms are subject to change based on market conditions or borrow eligibility. Individuals must be a U.S. citizen or permanent resident and at least 21 years old to apply for credit from loanosity. You authorized us to make inquiries and obtain information about you in accordance with applicable laws. Valid bank account and Social Security number/FFIN required. Offered loan terms depend on requested loan amount and credit score, usage and history and are subject to verification of your credit history. Conditions and limitations apply. Loans are not available to residents of all states.
DEBT CONSOLIDATION PERSONAL LOAN INTEREST RATES AND FEES | ELIGIBILITY AND IMPORTANT DETAILS. If approved for a loan, the rates and terms offered will depend on things like creditworthiness, the length of the loan, and other factors, and will fall within the range of rates available by applicable loan term. Not all applicants will qualify for the lowest rate. Fixed rates range from 20.77% APR to 23.62% APR. Loan Terms: loanosity Debt Consolidation Personal Loans offer only 2, 3, and 4-year terms. Loan Fees: loanosity debt consolidation personal loans have no prepayment penalties.
DEBT CONSOLIDATION PERSONAL LOAN | REPAYMENT EXAMPLE. The following example depicts the APR, monthly payment and total payments during the life of a $10,000 debt consolidation personal loan with a 4-year repayment term and a fixed rate between 20.77% APR to 23.62% APR. It works out to 48 monthly payments ranging from $492.17-$497.46 for a total amount of payments ranging from $23,624.16-$23,878,08. This repayment example assumes that all payments are made on time, with no pre-payments. Actual rates may vary based on repayment term, loan amount, creditworthiness, and other terms and conditions. loanosity does not offer variable rate personal loans.
**Origination Fees: Cross River Bank charges loan origination fees. Loan origination fees vary from 5.90% to 6.90% of your loan amount.
USA Patriot Act: To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask for information such as your name, address, date of birth or other information that will allow us to identify you. We may also request another identifying document.
We will securely submit the information you provide to a lender. Providing your information does not guarantee approval for a product offering.
